Digital Payments

DBS-Visa AI agent payments, the Philippines’ dual IPO race, and Indonesia’s new digital innovation hub all point to the same quiet shift: Southeast Asia is building financial infrastructure, not just fintech apps.

Zepto just raised $450M at a $7B valuation while expanding ESOPs by $170M—the real story isn’t speed, it’s how they cracked the retention economics that legacy businesses still don’t understand.