Chloe Tan

As a Singaporean product veteran with two decades of experience, my journey has been deeply rooted in the financial services sector. I’ve had the privilege of building and scaling products across diverse domains, including retail banking, cross-border payments, wealth management, and digital lending. This extensive exposure has given me a unique vantage point on how financial technology can solve complex, real-world economic challenges.

Today, my core expertise lies at the intersection of Digital Payments, Banking Infrastructure, and Product Development. I am deeply focused on the evolution of financial ecosystems—specifically how we can leverage open banking, real-time payment networks, and targeted AI applications (like fraud detection and risk assessment) to accelerate financial inclusion. I believe that the true power of fintech isn’t just in the underlying technology, but in how seamlessly we integrate it into products that deliver tangible financial empowerment to users.

My work is heavily concentrated on the vibrant and rapidly growing digital economies of Southeast Asia, with a particular focus on Singapore, Vietnam, and Indonesia. I am passionate about empowering local financial institutions and fintech startups in these regions to modernize their infrastructure, bridging the gap between legacy banking systems and practical, market-ready digital solutions.

When I’m not strategizing product roadmaps or exploring the latest payment protocols, I enjoy mentoring aspiring fintech product managers and exploring the rich culinary heritage of Southeast Asia. I’m always eager to connect with fellow innovators who share a vision for a financially inclusive future in the region.

Where I get my news

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To stay at the forefront of digital banking, payments, and fintech product development, I regularly consult these authoritative sources:

• Finextra - My go-to for the latest global financial technology news, retail banking trends, and payment innovations.
• The Financial Brand - Essential reading for deep dives into digital banking strategies, financial marketing, and customer experience.
• FinTech Futures - A highly practical resource for global fintech developments, core banking transformations, and regulatory updates.
• PYMNTS - A trusted source for data-driven insights on payment trends, digital wallets, and B2B financial workflows.
• Lenny’s Newsletter - A highly practical resource for product management strategies, growth tactics, and building successful tech products.
• Bloomberg Technology - Crucial for keeping up with the macroeconomic factors and major tech shifts impacting the global financial sector.
• Stratechery - Invaluable for understanding the broader business strategy and economic forces shaping the technology and fintech industries.

Regional Finance & Fintech Insights

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To keep my finger on the pulse of the rapidly evolving financial landscape across Southeast Asia, I follow these leading regional publications:

• Fintech News Singapore - A premier outlet providing comprehensive coverage of local fintech trends, digital banking licenses, and MAS regulatory updates in Singapore.
• The Asian Banker - An authoritative platform offering deep insights into the strategic responses of financial institutions across the Asia Pacific region.
• DealStreetAsia - The go-to financial news site for tracking fintech investments, digital bank funding, and venture capital movements across ASEAN.
• Tech in Asia - Fintech - Essential for tracking the startup ecosystem, specifically focusing on payment gateways and lending platforms in Southeast Asia.
• VNExpress - Kinh Doanh (Vietnam) - A vital resource for news and analysis on Vietnam’s banking sector, digital payment adoption, and financial policies.
• CNBC Indonesia - Market & Finance - One of Indonesia’s most trusted mainstream media sections for financial markets, banking infrastructure, and digital economy news in Bahasa Indonesia.
• e27 (Southeast Asia) - Offers deep-dive reporting on fintech trends, financial inclusion initiatives, and the digital economy bridging Southeast Asia.
• CNA Business (Singapore/SEA) - Provides excellent, high-quality journalism on how financial policies and digital banking are impacting businesses and societies across the wider Asian region.

Articles by Chloe Tan