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    <title>Tokenised Deposits on Expert LinkedIn</title>
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      <title>Infographic: Southeast Asia&#39;s Next Fintech Moat Is Settlement Finality, Not the Stablecoin</title>
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      <description>Stablecoins get the headlines, but Southeast Asia&amp;rsquo;s real fintech moat in 2026 is settlement finality: the interoperability and audit layer that lets tokenised money move between banks, currencies and ledgers. MAS&amp;rsquo;s wholesale CBDC trials, live bank tokenised deposits and Project Nexus show why.</description>
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      <title>Southeast Asia&#39;s Next Fintech Moat Is Settlement Finality, Not the Stablecoin</title>
      <link>https://expertlinked.in/posts/2026-10-13-southeast-asias-next-fintech-moat-is-settlement-finality-not-the-stablecoin/</link>
      <pubDate>Tue, 13 Oct 2026 00:00:00 +0800</pubDate>
      
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      <description>Stablecoins get the headlines, but Southeast Asia&amp;rsquo;s real fintech moat in 2026 is settlement finality: the interoperability and audit layer that lets tokenised money move between banks, currencies and ledgers. MAS&amp;rsquo;s wholesale CBDC trials, live bank tokenised deposits and Project Nexus show why.</description>
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